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Gear Insurance

 
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matt gilbert





Joined: 28 Jul 2003
Posts: 698
Location: Mesa

PostPosted: 8/27/2004, 6:06 pm    Post subject: Gear Insurance Reply to topic Reply with quote

No Really!

I was just talking to my insurance company about my tennents policy and the guy and I got to talking about backpacking (and the amount of money I have invested in gear). He told me that I was covered through my policy for up to $2000 worth of stolen, lost, or destroyed gear(less the deductible of course...) while I was in the backcountry.

It's nice know that even while I'm in the middle of the nowhere my insurace company is still thinking of me...

[center:c1b72816f8]...or a little disturbing.[/center:c1b72816f8]
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ck1





Joined: 04 Jan 2003
Posts: 1331
Location: Mesa

PostPosted: 8/27/2004, 6:52 pm    Post subject: Reply to topic Reply with quote

Pat and I have 3 riders (sp) on our insurance policy, one for her ring, one for our road/mtn bikes, and one for our outdoor gear.

It's a very comforting thing. When my mtn bike was stolen 2 years ago, with replacement cost insurance, I got the value of the "new" and more expensive version of the bike that was stolen.

Insurance is not something we've ever wanted to cut costs with...no geico for us... Smile
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Hikngrl
Canyoneering is my 'Happy Place'




Joined: 27 May 2003
Posts: 5578
Location: Peoria, AZ

PostPosted: 8/27/2004, 7:36 pm    Post subject: Reply to topic Reply with quote

Wow! I will have to check with my insurance co. and see what my coverage would be on my gear! In the wilderness!
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Nighthiker





Joined: 05 Jan 2003
Posts: 1714

PostPosted: 8/27/2004, 8:34 pm    Post subject: Reply to topic Reply with quote

Thnaks for the info, last years I heard reports of people coming back to their campsites and had most of their gear stolen.
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SUN_HIKER





Joined: 05 Dec 2003
Posts: 1057

PostPosted: 8/27/2004, 9:32 pm    Post subject: Reply to topic Reply with quote

I never gave this issue any thought but I guess I better - and contact my Insurance Company right away and see what they will cover. Good gear sure isn't cheap.

It's just too sad that we have to worry about this but I guess it's a sign of times and I don't think it will get better.

GB
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